---
title: iBanFirst | Global payments for VARs & software distributors
description: Manage FX risks and streamline payments with iBanFirst. Lock exchange rates, hold USD rebates, and ensure timely settlements to protect your margins and enhance profitability.
image: https://info.ibanfirst.com/hubfs/payment%20audit.jpg
---
[](https://ibanfirst.com/)
[](https://lu-fr.ibanfirst.com/)
- Solutions
- Why iBanFirst
- Thousands of businesses
chose us
- [Find out why](https://ibanfirst.com/solutions/why-ibanfirst)
- - [Pay suppliers abroad](https://ibanfirst.com/solutions/pay-suppliers-abroad)
- [Get paid in a foreign currency](https://ibanfirst.com/solutions/get-paid-in-a-foreign-currency)
- [Manage intercompany flows](https://ibanfirst.com/solutions/manage-intercompany-flows)
- [Manage international investments](https://ibanfirst.com/solutions/manage-international-investments)
- [Reconcile payments](https://ibanfirst.com/solutions/reconcile-payments)
- Platform
- The iBanFirst
platform
- Safe, easy‒to‒use and
powerful by design.
- [Learn more](https://ibanfirst.com/platform/platform-overview)
- - [Augmented currency accounts](https://ibanfirst.com/platform/augmented-currency-accounts)
- [Cross-border payments](https://ibanfirst.com/platform/cross-border-payments)
- [International payment tracking](https://ibanfirst.com/platform/international-payment-tracking)
- [Currency risk management](https://ibanfirst.com/platform/currency-risk-management)
- [Integrations and automation](https://ibanfirst.com/platform/integrations-and-automation)
- [Security](https://ibanfirst.com/platform/security)
- [Accounts and setup](https://ibanfirst.com/platform/accounts-and-setup)
- [Claude MCP for Excel](https://ibanfirst.com/platform/claude-mcp-excel)
- Resources
- Learning hub
- [Blog](https://blog.ibanfirst.com/en)
- [Resource library](https://ibanfirst.com/resource-library)
- [Currency reference centre](https://ibanfirst.com/currency-reference-centre)
- [Glossary](https://ibanfirst.com/glossary)
- Tools
- [Savings calculator](https://ibanfirst.com/savings-calculator)
- [FX risk management simulator](https://ibanfirst.com/hedging-simulator)
- [iBanChecker](https://ibanfirst.com/iban-checker)
- [Help centre](https://support.ibanfirst.com/en)
- [FAQ](https://ibanfirst.com/faq)
- About us
- [Company](https://ibanfirst.com/about-us)
- [Careers](https://ibanfirst.com/careers)
- [Become a partner](https://ibanfirst.com/become-a-partner)
- [Newsroom](https://ibanfirst.com/newsroom)
- [Login](https://platform.ibanfirst.com/)
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Software solutions
# Software doesn't stop at borders. Your payments shouldn't either.
Every quarter, USD invoices from your publishers land on your desk. The gap between the rate you had in mind and the rate you pay is costing you more than you think. iBanFirst gives software distributors and VARs the FX risk management tools, multi-currency flexibility and payment speed to protect the margins that make your business model work.
- [Contact us](https://info.ibanfirst.com/contact-ibanfirst)
- [Request an account](https://info.ibanfirst.com/en/request-an-account)
## Why do software distributors and VARs choose iBanFirst?
Your margins sit between 3% and 5%. A swing in EUR/USD can wipe them out before the quarter even closes. You're locking in EUR pricing with clients while paying USD invoices to publishers — and 25% of your subscription revenue lands in the final weeks of every quarter. But an iBanFirst multi-currency account helps you stay in control.
- 
### Fix your USD publisher costs from day one
Lock exchange rates at the point of signing, not the point of paying — so your Microsoft, Oracle or Salesforce invoice doesn't cost more than you planned.
- 
### Collect USD rebates without the conversion hit
Hold back-end incentives and performance rebates from publishers directly in USD, and convert when rates work in your favour.
- 
### Stay in control at quarter- and year-end
25% of your subscription revenue lands in the last weeks of the quarter. Get real-time visibility into your payment flows and meet every publisher deadline.
- “We try to limit exchange rate fluctuations in our balance sheet. With iBanFirst, we manage to maintain margins and even make some gains. The fact that we can renegotiate historically disadvantageous positions is an undeniable advantage.”
Jerome Boulon, CEO, NeoVad
## **Stop absorbing the EUR/USD gap on every publisher invoice**
You set client prices in EUR in January and hold them for 12 months. Then every quarter, invoices from Microsoft, Salesforce, Oracle, SAP and Adobe arrive — in USD. Exchange rates rarely hold between your pricing conversation and the point of payment. On margins of 3–5%, even a modest EUR/USD shift can erase the profit on a deal you've already closed.
With iBanFirst, you can lock in [forward payment contracts](https://ibanfirst.com/platform/currency-risk-management) at the point of signing a client deal — fixing your USD costs upfront, so the margin you planned is the margin you keep.
## **Pay US and Israeli publishers directly**
Many of your publishers in the US and Israel require USD settlement on tight timelines, quarter after quarter. Processing those invoices quickly and cost-effectively without hidden fees is harder than it should be when most payment providers aren't built for recurring, multi-publisher USD workflows.
[Hold USD](https://ibanfirst.com/platform/augmented-currency-accounts) and other currencies in your iBanFirst account and make fast payments to publishers across 180+ countries — with transparent pricing and no surprises at settlement.
## **Collect your USD rebates and incentives on your terms**
US and Israeli publishers pay back-end incentives and performance rebates in USD. Without a way to hold USD directly, you convert at whatever rate is available — giving away margin you've already earned through performance.
With iBanFirst, your USD rebates stay in your currency account until it makes sense to move them. Convert when rates work in your favour, not when you're forced to.
## Get started with iBanFirst today
iBanFirst gives you a live view of your incoming and outgoing payment flows. Plan ahead, move quickly when the end of year surge arrives and settle with publishers on time.
**With iBanFirst you can:**
- Hold USD rebates and back-end incentives in one [centralised account](https://ibanfirst.com/platform/accounts-and-setup) and convert on your terms
- [Pay](https://ibanfirst.com/platform/cross-border-payments) US and Israeli publishers and all other suppliers in 135+ currencies across 180+ countries
- Lock exchange rates in advance with [forward payment contracts](https://ibanfirst.com/platform/accounts-and-setup) — from client signing to quarterly publisher invoice
- [Track](https://ibanfirst.com/platform/international-payment-tracking) every publisher payment in real time and share confirmation with counterparties
- [Automate your payment processes](https://ibanfirst.com/platform/integrations-and-automation) and reduce manual reconciliation across multiple publishers
## Get started today
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[](https://ibanfirst.com/)
[Trustpilot](https://uk.trustpilot.com/review/ibanfirst.com)
### Stay in the know
Get the latest FX news, tips, and best practices to help you shape your borderless future.
- Solutions
- [Why iBanFirst](https://ibanfirst.com/solutions/why-ibanfirst)
- [Pay suppliers abroad](https://ibanfirst.com/solutions/pay-suppliers-abroad)
- [Get paid in a foreign currency](https://ibanfirst.com/solutions/get-paid-in-a-foreign-currency)
- [Manage intercompany flows](https://ibanfirst.com/solutions/manage-intercompany-flows)
- [Manage international investments](https://ibanfirst.com/solutions/manage-international-investments)
- [Reconcile payments](https://ibanfirst.com/solutions/reconcile-payments)
- Resources
- [Blog](https://blog.ibanfirst.com/en)
- [Savings calculator](https://ibanfirst.com/savings-calculator)
- [FX risk management simulator](https://ibanfirst.com/fx-risk-management-simulator)
- [Resource library](https://ibanfirst.com/resource-library)
- [Currency reference centre](https://ibanfirst.com/currency-reference-centre)
- [iBanChecker](https://ibanfirst.com/iban-checker)
- [Help centre](https://support.ibanfirst.com/en)
- [Glossary](https://ibanfirst.com/glossary)
- [FAQ](https://ibanfirst.com/faq)
- Platform
- [The iBanFirst platform](https://ibanfirst.com/platform/platform-overview)
- [Augmented currency accounts](https://ibanfirst.com/platform/augmented-currency-accounts)
- [Cross-border payments](https://ibanfirst.com/platform/cross-border-payments)
- [International payment tracking](https://ibanfirst.com/platform/international-payment-tracking)
- [Currency risk management](https://ibanfirst.com/platform/currency-risk-management)
- [Integrations and automation](https://ibanfirst.com/platform/currency-risk-management)
- [Security](https://ibanfirst.com/platform/security)
- [Accounts and setup](https://ibanfirst.com/platform/accounts-and-setup)
- About us
- [Company](https://ibanfirst.com/about-us)
- [Careers](https://ibanfirst.com/careers)
- [Become a partner](https://ibanfirst.com/become-a-partner)
- [Newsroom](https://ibanfirst.com/newsroom)
- - [](https://www.linkedin.com/company/ibanfirst/)
- [](https://www.youtube.com/channel/UC75gB3H0uUvKd4L1k8W_dhg)
- [](https://www.instagram.com/iban1st/?hl=fr)
[Trustpilot](https://uk.trustpilot.com/review/ibanfirst.com)
### Stay in the know
Get the latest FX news, tips, and best practices to help you shape your borderless future.
© iBanFirst.com 2026
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- [API Doc](https://docs.ibanfirst.com/)
- [Security acknowledgements](https://ibanfirst.com/hall-of-fame.html)
- [Security Policy](https://ibanfirst.com/security-policy.html)
iBanFirst S.A. is duly authorised and regulated by the National Bank of Belgium (under company number 0849.872.824) as a payment institution. Our registered address is at Avenue Louise 489, 1050 Brussels, Belgium. The products and services that iBanFirst S.A. offers are limited to unregulated spot FX transactions and deliverable forward payment contracts (forward payment, flexible forward payment and dynamic forward payment) excluded from MiFID and EMIR regulation, as they are intended to cover an underlying future payment for identifiable goods and services. iBanFirst S.A. does not offer options or any other financial instruments for investment or speculative purposes.